Water Damage Insurance Claim Process

Before the water damage restoration professionals arrive.

Water damage insurance claim process.

The answer to that question depends on the source of the water damage and how quickly the problem is addressed. Fortunately your insurance policy covers water damage depending upon the source of the water. They will explain the process in detail and will inform you of your responsibilities. If you find that you have become a victim to water damage a good first step might be to file a claim with your insurance company to get the funds you need to repair the damage that has been done.

Two or more acres or two or more. We break down each claim. And always consult with a public adjuster or your insurance adjuster if you are unsure about any step of the roof insurance claim process. Your insurance company has 15 days to send an adjuster who will assess the water damage.

We ll begin to process your claim and may dispatch a professional water damage clean up service to your home. A small leak in a pipe that over time has caused damage to the wall floor or ceiling would be considered gradual damage. The company has to start investigating your claim within 15 days after receiving a written notice from you. The water damage insurance claim process can be slow.

It is usually wiser to hire a public adjuster if you can especially if your claim is large. Water damage is one of the most common causes of home insurance claims according to the insurance services office iso water damage claims are the second largest frequent insurance claim following wind and hail damage. As a water damage restoration company the most common question we get from homeowners is does insurance cover water damage. Call us at 1 800 421 3535 or file a claim online.

When property damage happens slowly over an extended amount of time it is considered gradual damage. A roof insurance claim can feel like it is taking forever especially if the roof damage is impeding your ability to do business. These professionals aren t tied to the insurance company so they are looking to find the truth not. Understanding flood insurance for water damage claims.

Your insurance company will contact you within a day or two after you have filed your water damage claim. Know that a roof insurance claim is a long process. Gradual damage is a common issue with insurance claims. Will insurance cover your water damage.

On the other hand if your water damage insurance claim is accepted and you get a fair settlement the restoration process will be much faster easier and lighter on your budget.